Author Archives: GC

Increasing 401k Fee Transparency

Posted on September 7, 2011 by GC

I recently read an article on the internet about how a federal watch dog is lobbying for Mutual funds and the companies that manage them to be more transparent about the fees they charge. In addition the firms who manage … Continue reading →

Posted in 401k Fees | Tagged , , , , , , | Leave a comment

Calculating Your Retirement Income

Posted on August 23, 2011 by GC

Several of our posts have referred to completing an assessment of what your retirement income will look like and then making adjustments to your planned retirement age or the amount of your savings prior to retirement. Many people will seek … Continue reading →

Posted in Retirement Income | Tagged , , , , , , , | Leave a comment

Withdrawing From Your 401k

Posted on August 9, 2011 by GC

There are a number of reasons why you might withdraw money from your 401k beyond the obvious one of needing money to live on during your retirement. We will look at a few of these reasons in this post . … Continue reading →

Posted in 401k Withdrawls | Tagged , , , , | Leave a comment

401k-Working Past 70, You Cannot be Serious

Posted on July 26, 2011 by GC

If anyone said to me that I would have to work past 70 and that my 401k savings were not going to be enough to provide for me during retirement, I would have said they were crazy. At least that … Continue reading →

Posted in Retirement Planning | Tagged , , , , | Leave a comment

10 Years to Retirement – Is Your 401k Ready

Posted on July 12, 2011 by GC

This post is really aimed at consumers who are planning to retire sometime in the next 10 years, however some of the thoughts and ideas in this post will also be interesting to just about anyone who is planning their … Continue reading →

Posted in Retirement Planning | Tagged , , , | Leave a comment

401K Fees and Why We Pay So Much

Posted on June 28, 2011 by GC

Does anyone know why we pay so much in our 401k plans for fees? If we were not paying these fees our plans would do much better and we would all be a lot better off.  So what fees are … Continue reading →

Posted in 401k Fees | Tagged , , , , , | Leave a comment

Discuss Your 401k with your Spouse

Posted on June 14, 2011 by GC

This post is really aimed at people who are married, common law married and otherwise living with someone for an extended period of time. In fact there is a high probability that you both will retire together when the time … Continue reading →

Posted in Family Retirement | Tagged , , , , | Leave a comment

Wake Up America – Start Saving for Retirement

Posted on May 30, 2011 by GC

Most Americans, we are told, simply do not have enough money saved for retirement and they are beginning to worry about it. Well it is time for the after baby boomers to really get their act together. If you are … Continue reading →

Posted in Retirement Planning | Tagged , , , , | Leave a comment

How Much Do I Need in My 401k

Posted on May 16, 2011 by GC

Many people have no idea regarding how much they need in their 401k for retirement  and do not know how to figure this out either. They may have been saving all of their life or they may have just started … Continue reading →

Posted in Retirement Needs | Tagged , , , , , | Leave a comment

401k and the 10% Plan

Posted on May 2, 2011 by GC

I was very fortunate when I started working after university in many ways, but one area has really stood out in my life in terms of making a difference in my life style now that I am considering retirement. I … Continue reading →

Posted in Savings Plan | Tagged , , , , | Leave a comment