Why You Should Fire Your Advisor, TPA, and Plan Administrator

Posted on January 31, 2012 by DGV

With the recent Department of Labor disclosure rule, insurance companies are scrambling to calm the storm that is about brew. If you thought the banks were horrible with their fees, wait and see till you see your 401k statement. There … Continue reading →

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Test the Knowledge Of Your TPA and Adviser

Posted on November 7, 2011 by DGV

Many companies have dropped their employee matches or have gotten rid of them altogether. Because of the economic conditions, this has been a common occurrence with many companies. When this happens, the retirement plan will start becoming unbalanced, and this … Continue reading →

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You Need To Check Your Plan Administrator

Posted on October 20, 2011 by DGV

Plan administrators are either the human resource director or the chief financial officer. When it comes to retirement plans,  there is a good chance that neither one knows what is going on.  Retirement plans are not on their radar of … Continue reading →

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401k Danger Signs – Keeping Your Money Safe

Posted on September 28, 2011 by DGV

Many companies look at 401k profit-sharing plans as an afterthought. In the same breath, without the employees there are no sales, no income projections, nothing. So it is in the best interest of the company, to look at their employees … Continue reading →

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Increasing 401k Fee Transparency

Posted on September 7, 2011 by GC

I recently read an article on the internet about how a federal watch dog is lobbying for Mutual funds and the companies that manage them to be more transparent about the fees they charge. In addition the firms who manage … Continue reading →

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Calculating Your Retirement Income

Posted on August 23, 2011 by GC

Several of our posts have referred to completing an assessment of what your retirement income will look like and then making adjustments to your planned retirement age or the amount of your savings prior to retirement. Many people will seek … Continue reading →

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Withdrawing From Your 401k

Posted on August 9, 2011 by GC

There are a number of reasons why you might withdraw money from your 401k beyond the obvious one of needing money to live on during your retirement. We will look at a few of these reasons in this post . … Continue reading →

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401k-Working Past 70, You Cannot be Serious

Posted on July 26, 2011 by GC

If anyone said to me that I would have to work past 70 and that my 401k savings were not going to be enough to provide for me during retirement, I would have said they were crazy. At least that … Continue reading →

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10 Years to Retirement – Is Your 401k Ready

Posted on July 12, 2011 by GC

This post is really aimed at consumers who are planning to retire sometime in the next 10 years, however some of the thoughts and ideas in this post will also be interesting to just about anyone who is planning their … Continue reading →

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401K Fees and Why We Pay So Much

Posted on June 28, 2011 by GC

Does anyone know why we pay so much in our 401k plans for fees? If we were not paying these fees our plans would do much better and we would all be a lot better off.  So what fees are … Continue reading →

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